Q: I am a Brit but have been working in America for a few years. It looks as though my future is there and I intend to become fully resident in the US and probably an American Citizen. I have pension plans that I have built up in the UK and would like to know if I can transfer them to the US.Read
Q: My wife and I have been talking about making wills but I am reluctant to do so as solicitors are so expensive and I think she will get everything anyway. Am I wrong to take this approach?Read
Q: I am looking to take my first mortgage and would like your thoughts about whether or not I should take a fixed rate mortgage or a variable one. I understand that the variable mortgage may mean that my payments will go up and down from time to time.Read
Q: I have been trying to complete our tax returns online and I have noticed something about entrepreneur’s relief when selling shares. Could this apply to my husband and me?Read
Q: I am considering whether or not I should start a pension. I am in my late 20s and do have some spare income. I am concerned about the bad press and I am not sure that really it is worth it.Read
Q: My former husband died and my daughter is going to benefit from his estate. He made no will and most of the money coming to her has come from his employer’s life insurance scheme.Read
Q: I have money invested with my bank, but they have caused me problems by stopping a payment on a car loan. As it is the final payment it is quite large and has taken me over the overdraft limit that I have. Why have they done this when I have money with them?Read
Q: My wife and I are divorcing and it is I am pleased to say amicable. However, we would like to know what the best way to deal with my pension would be.Read
Q: My father is aged and quite poorly. We do not expect him to live for many more years and would like to make sure that on his death everything is as simple as possible to deal with. What would you suggest?Read
Q: I am looking to do some inheritance tax planning and I know that I can use spare income and gift that away. A significant part of my income comes from withdrawals from single premium investment bonds with three insurance companies. Am I allowed to take this income into account?Read
Q: I am taking my retirement income through a pension drawdown arrangement. I have recently been told that my income is about to fall quite considerably. Why is this?Read
Q: My husband died several years ago and we each had shares owned both individually and jointly. The jointly owned shares have been transferred to me. Our wills left everything to the survivor but I have just received a letter from the solicitor advising that we must go for probate. Is this necessary?Read
